9 free finance software download – for personal and small business

Here is a list of free finance software that allows you to manage basic financial information both at personal and small business level.

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GnuCash is a multi-featured, powerful and free finance program designed for personal and small businesses. It has numerous features that work similar to professional accounting software. GnuCash is freely licensed under the GNU and works on different platforms such as Linux, BSD, Solaris, Mac OS X and Windows.

Main feature of GnuCash accounting software

  • Track bank accounts, stocks, income and expenses
  • Support double entry accounting
  • Support checkbook-style register (support common checking and credit-card transactions, income, stock and currency transactions)
  • Can Schedule transactions
  • QIF/OFX/HBCI Import, Transaction Matching
  • Produce financial data in the form of Barcharts, Piecharts and Scatter plots
  • Produce standard and customizable reports such as Balance Sheet, Profit and Loss, Portfolio valuation etc.
  • Allows account reconciliation
  • Categorize cash flow
  • Built in with many advanced small business accounting features including customer and vender tracking, Jobs, Invoicing and Bill payment, Multiple Currencies, Data storage and exchange features
  • Well documented tutorials and manuals

Compatibility: Windows 10, 8/8.1, 7, Vista, XP, Mac OS and Linux

Website: GnuCash Free Finance program 

HomeBank Free Accounting Software

If you are looking easy and free personal finance software that works similar to professional versions, HomeBank is one of them. HomeBank allows you to analyze and manage your personal accounting.

Key features of HomeBank free accounting software

  • Handles account types including Bank, Cash, Asset, Credit card, Liability
  • Manage cheque increment during transaction
  • Manage account details
  • Schedule transactions, split transactions, transfer money between accounts
  • Produce various reports including charts, repartition or time reports
  • Support budgeting (month/annual budget, view non-budget and import/export the budget into CSV files
  • Assign payees and categorize, add new categories
  • Support auto-completion
  • Support multiple windows
  • Works on portable devices

Compatibility: Windows XP, Vista, 7, 8, GNU/Linux, FreeBSD, Mac OS X, Nokia N devices

Website: HomeBank free finance program

jGnash Personal Finance Software

jGnash is a free home finance program intended for managing personal financial data. It has similar features as commercially available software. It features account management, budget tracking and reporting module. jGnash is licensed and available for use under GPLv3.

Main features of jGnash Personal finance

  • Support single entry, double-entry transactions and split transactions
  • Import QIF and OFX files
  • Generate Reports in PDF format, also create printable reports and charts
  • Track investment accounts and transactions
  • Support Auto-Completion of Form Fields
  • Sortable account registers
  • Support scripting (JavaScript and BeanShell)
  • Support multiple currencies
  • Update stock prices and currency exchange rates online
  • Backup files on exit

Compatibility: works on any platform that supports Java including Linux, Mac OS X and Windows.

Website: jGnash Personal Finance

Money Manager Ex

Money Manager EX is also a free financial software that works on many platforms. It is an open source and easy to use personal finance software that include all the basic features of personal finance application. You can use it organize your finances and keep track of when, where and how the money goes.

Key features of Money Manager EX

  • Manage multiple accounts including creating and maintaining an electronic checkbook – checking, saving, credit card, loans, stock investment accounts, assets
  • Manage income and expense transactions
  • Support general accounts features including handle multiple currency across accounts, closed account track, account summary and navigation, Budgeting, Importing and exporting and printing, internationalization of currency formatting, etc.
  • Create and organize transactions
  • Manage money transfer between accounts
  • Manage payees
  • Maintain and Track Fixed Assets with depreciation
  • Track shares, bonds and related investments
  • Import information from Excel in CSV format and import QIF format
  • Export information to Excel
  • Support AES Encryption
  • View spending/expenses in a wide variety of ways
  • Support more than 20 languages

Compatibility: Cross platform, Windows 10, 8, 7, Ubuntu, Linux, Mac OS X

Website: Money Manager EX

AceMoney Lite

AceMoney Lite

AceMoney Lite is simple, flexible and free personal and business finance software comes with all the features (but limited for 2 accounts).  This free finance software is particularly ideal for home and small-business accountants. Using AceMoney Lite you can manage your budgets, track multi-currency finances, analyze spending habits, make transfer between accounts and do on-line banking.

Main features of AceMoney Lite

  • Organize personal finances and home budget
  • Generate budget report by categories or payors/payees
  • Track performance of investments
  • Support 150 different currencies and downloads exchange rates from internet
  • Download and import information from on-line banks in QIF and QFX formats
  • Supports importing data in many formats including CSV, OFX, QIF, OFC, QFX, and XML
  • Perform complex statistical analysis
  • Control bills and show when they should be paid
  • Secure files with password and support backup schedule
  • Include loan calculator
  • Automates input of orders coming from PayPal, RegNow, RegSoft, SWReg and Plimus
  • Support over 25 different languages

Compatibility: Windows and Mac OS X

Website: AceMoney free finance software

Express Accounts Accounting Software

Designed for small businesses with less than five employees, Express Accounts is professional business accounting software that allows you to document and report on incoming and outgoing cash flow including sales, receipts, payments and purchases.

Key features of Express Accounts

  • Track payments and deposit transactions
  • Record recurring orders and invoices automatically
  • Generate quotes, sales order and invoices
  • Produce over 20 essential financial reports including income statement, Balance Sheet
  • Manage accounts payable and pay bills
  • Generate purchase orders and create and print checks
  • Accurately keeps track of inventory
  • Secure mobile access to the program through the web

Compatibility: Windows XP, Vista, 7, 8, and Mac OS X 10.3 or above

Website: Express Accounts Bookkeeping Software

Money Calendar Lite

Money Calendar Lite

Completely new, yet the simplest way to keep an eye on your money daily is to use calendar. But to not merely look at it the way you did it before – record your revenues and expenses right on the calendar.

Features of Money Calendar Lite

  • With the calendar accounting, you can easily see your financial state for the current month
  • Review your last month’s expenses and, most importantly, properly plan your upcoming income and expenses
  •  Includes all necessary money management functions
  • Maintain multiple accounts simultaneously, manage different income and expense categories
  • Set limits for expense categories and be notified when these limits are exceed
  • Offers 6 different types of reports and allows using those for generating custom reports
  • Multi-currency support is designed to let you completely forget about any problems with transferring money between accounts in different currencies

Our idea of multi-currency appears to be unique, therefore, this is the only application where today’s exchange rate for Euro differs from the yesterday’s and, certainly, from the one that was current two days ago. These are just the basic functions and distinctive features of the software.  To this day, Rylstim Budget is a perfect solution for managing personal finances, ideal for home users and for freelancers.

Compatibility: Windows 10, 8, 8.1 and 7

Website: Money Calendar Lite 

Adminsoft Accounts

Adminsoft free accounting software

Free accounting software, Our comprehensive yet easy to use accounting software No time out, and no advertising pop ups.  Now you can put your accounts on computer, quickly and easily.

Features of Adminsoft Accounts

  • Suitable for most small to medium sized businesses
  • Maintain your customer and supplier details
  • Produce sales invoices and statements
  • Enter supplier invoices and raise remittance advices
  • Data can be exported to Microsoft Word and Excel, and OpenOffice
  • Write and Calc.  Reports, invoices, statements, and purchase orders can be emailed, printed, or output to file (including HTML)
  • Control your inventory, raise purchase orders, etc.
  • Handles kits, bar codes, special pricing, supersessions, sales and purchase discounting
  • Print and HTML layouts of invoices, statements, remittance advices, and purchase orders can be edited and/or new ones created
  • The software is multi-currency, multi-user, multi-department, and multi-company
  • Customers and suppliers can be mail shot and email shot

The software can run on a single PC, or multiple PC’s over over a Local Area Network, or over a Virtual Private Network (via internet), on Unix/Linux (using Wine), it can even be run right off a USB memory stick, making it extremely portable. Optional modules are also available with the software specifically for the autotrade and cafe/shop businesses.

Compatibility: Windows 10, 8 and 7

Website: Adminsoft Accounts 

NolaPro Free Accounting

NolaPro is a free Cloud Accounting suite that can be securely run from your PC.  Refine and manage your business with its flexible and powerful Customer tracking, Billing, Payables, General Ledger and Reporting features.

Optional modules include

  • Inventory Control,
  • Service/Labor Order management,
  • POS/Fulfillment Order support,
  • A B2B web portal,
  • eCom Shopping Cart,
  • vTiger add-on,
  • Employee Timeclock,
  • QuickBooks converter,
  • Development API and many more

White Label partner revenue versions are available for CPAs, VARs and consultants. For international users, it offers Multi-Currency, VAT/GST support, multi-language capability, and currency, decimal & temperature flexibility.  However NolaPro’s customization is its best feature. It can be modified upon request to fit any industry spec or business requirement, as well as integrated with most 3rd party applications to provide backend accounting support.  Secure Business Cloud hosting and a Linux version are also available directly at the NolaPro.com website.

Compatibility: Windows 10, 8, 7 and Linux

Website: NolaPro 


Let us know your favorite free finance software on the comment area.

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